Home Loan Tenure Reduction Calculator
See how an extra monthly payment or lump-sum prepayment can reduce your home loan tenure and interest cost.
Enter Your Loan Details
Applied immediately to the outstanding principal before recalculating the reduced tenure.
How it works: The calculator keeps your original EMI unchanged and adds the extra monthly payment. If a lump-sum prepayment is entered, it is deducted from the outstanding balance first.
Your Tenure Reduction
Current EMI
₹0
New Monthly Payment
₹0
Original Tenure
0
New Tenure
0
Tenure Reduced By
0
Interest Saved
₹0
| Comparison | Without Extra Payment | With Extra Payment |
|---|---|---|
| Monthly payment | ₹0 | ₹0 |
| Tenure | 0 | 0 |
| Total interest | ₹0 | ₹0 |
| Total outflow | ₹0 | ₹0 |
Disclaimer: This is an indicative calculator. Actual EMI, tenure, interest savings and foreclosure/prepayment impact may vary based on the lender's amortisation method, rate changes, payment dates, taxes, fees and prepayment rules. Floating-rate loans can change over time. Investment, tax and lender-specific factors are not included.