*Full-Term Cost = total loan repayment + lender fees + common other/legal costs. 5-Year Cost is an indicative cost for the selected comparison period and assumes the loan continues at the entered rate; it is not a loan settlement quote. Rates and fees are user-entered for comparison and should be verified directly with the lender. Actual floating-rate loans, reset rules, insurance, taxes, foreclosure/prepayment charges and other lender-specific costs may change the result.