Home Loan EMI Calculator by Amount
See the estimated EMI, total interest and total repayment for popular home loan amounts such as ₹20 lakh, ₹30 lakh, ₹40 lakh, ₹50 lakh and more.
Loan Details
Use the sliders to calculate the EMI for any home loan amount. The preset buttons make common loan-amount searches faster.
EMI Estimate
Monthly EMI₹43,391
Loan Amount₹50,00,000
Total Interest₹54,13,840
Total Repayment₹1,04,13,840
Interest as % of Loan108.28%
Tenure20 years
Principal vs Interest
PrincipalInterest
| Parameter | Value |
|---|---|
| Loan amount | |
| Interest rate | |
| Loan tenure | |
| Monthly EMI | |
| Total interest | |
| Total repayment |
Home Loan EMI by Amount
Compare common home loan amounts at the selected interest rate and tenure.
| Loan Amount | Monthly EMI | Total Interest | Total Repayment |
|---|
The comparison table uses the same interest rate and tenure selected above. Select a loan amount to update the main calculator. EMI is calculated using the standard reducing-balance method.
Home Loan EMI Formula
EMI = P × r × (1 + r)n ÷ [(1 + r)n − 1]
| Symbol | Meaning |
|---|---|
| P | Home loan principal |
| r | Monthly interest rate (annual rate ÷ 12 ÷ 100) |
| n | Total number of monthly instalments |
Important: This is an indicative EMI calculator. Actual EMI may differ because of lender-specific interest rates, reset terms, fees, insurance, rounding and other loan conditions. Floating-rate loans can change EMI or tenure when the interest rate changes.