EMI CALCULATOR
Calculate Your Loan EMI
Calculate your monthly EMI, total interest and total repayment for a home, personal, business or other loan.
₹
₹10,000₹10 Crore
%
0%40%
Years
1 Year30 Years
Monthly EMI₹0
Total Interest Payable₹0
Total Payment₹0
Principal Amount₹0
0%Principal
Principal ₹0
Interest ₹0
Indicative calculation. Actual lender figures may vary.
Year-wise EMI Repayment Schedule
EMI Calculation Formula
EMI is generally calculated using the reducing-balance method.
EMI = P × r × (1 + r)n ÷ [(1 + r)n − 1]
P = Principal r = Monthly interest rate n = Number of monthly instalments
What Affects Your EMI?
Loan AmountHigher borrowing generally means a higher EMI.
Interest RateA higher rate increases your EMI and interest cost.
TenureA longer tenure can reduce EMI but may increase total interest.
Repayment CapacityChoose an EMI that fits comfortably within your monthly budget.