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LoanTigers Home Loan GST Calculator

Home Loan GST Calculator

Estimate GST on an under-construction residential property and compare the tax amount at common GST rates.

Enter Property Details

Use the taxable value to which GST is applicable.
Common residential construction rates include 5% and 1% for eligible affordable housing. Verify the rate applicable to the specific project.
For ready-to-move property, GST treatment can differ from an under-construction purchase.

Your Estimated GST

GST Amount
₹2,50,000
Base Value
₹50,00,000
Effective Total
₹52,50,000
GST % of Total
4.76%
Estimated GST Payable
₹2,50,000
Base property value GST
Base + GST
₹52,50,000
GST at 1%
₹50,000
GST at 5%
₹2,50,000
GST at 18%
₹9,00,000

GST Comparison

GST RateGST AmountBase Value + GST
Important: GST is generally relevant to qualifying supplies of under-construction residential property. CBIC's real-estate guidance states an effective 5% rate for residential properties outside the affordable segment and 1% for affordable housing under the concessional regime, subject to conditions. citeturn0search18
Do not use this calculator as a tax opinion. GST applicability can depend on the stage of construction, property/project classification, agreement and other facts. Ready-to-move property after the relevant completion certificate can have different GST treatment. Confirm the applicable treatment and rate with the builder/tax professional.
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