Home Loan GST Calculator
Estimate GST on an under-construction residential property and compare the tax amount at common GST rates.
Enter Property Details
Use the taxable value to which GST is applicable.
Common residential construction rates include 5% and 1% for eligible affordable housing. Verify the rate applicable to the specific project.
For ready-to-move property, GST treatment can differ from an under-construction purchase.
Your Estimated GST
GST Amount
₹2,50,000
Base Value
₹50,00,000
Effective Total
₹52,50,000
GST % of Total
4.76%
Estimated GST Payable
₹2,50,000
Base property value
GST
Base + GST
₹52,50,000
GST at 1%
₹50,000
GST at 5%
₹2,50,000
GST at 18%
₹9,00,000
GST Comparison
| GST Rate | GST Amount | Base Value + GST |
|---|
Important: GST is generally relevant to qualifying supplies of under-construction residential property. CBIC's real-estate guidance states an effective 5% rate for residential properties outside the affordable segment and 1% for affordable housing under the concessional regime, subject to conditions. citeturn0search18
Do not use this calculator as a tax opinion. GST applicability can depend on the stage of construction, property/project classification, agreement and other facts. Ready-to-move property after the relevant completion certificate can have different GST treatment. Confirm the applicable treatment and rate with the builder/tax professional.
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LoanTigers disclaimer: This calculator is for indicative planning only. GST rates and applicability may change and the actual taxable value may differ from the property price entered here. The calculator does not calculate stamp duty, registration charges, home-loan processing fees or other purchase costs. Always verify the current applicable GST treatment from the builder and official GST sources before payment.