Home Loan Outstanding Balance Calculator
Estimate how much principal remains on your home loan after a chosen number of EMIs, along with the interest paid and remaining repayment.
The calculator estimates the outstanding principal using the original loan amount, rate, tenure and number of EMIs already paid. Actual lender statements may differ because of rate resets, payment dates, overdue amounts and other adjustments.
Outstanding Balance Summary
See your estimated remaining principal and the cost of continuing the loan from today.
Original EMI
Outstanding Principal
Principal Repaid
Interest Paid So Far
Future Interest Remaining
Estimated interest payable from the next EMI until the scheduled end of the loan.
Principal Repaid
| Particular | Amount |
|---|---|
| Original loan amount | |
| EMIs paid | |
| Principal repaid | |
| Outstanding principal | |
| Future interest | |
| Remaining total repayment |
Loan Position
| Stage | Principal | Interest | Total Paid |
|---|---|---|---|
| Paid so far | |||
| Remaining |
Indicative calculation only. Actual outstanding balance should be confirmed from your lender's latest loan statement. Floating-rate loans can change when the interest rate, EMI or tenure is reset.